Charles Art Insurance - Musical Instrument Insurance

Musical Instrument "All Risks" Coverage Policy Summary

 

Significant Features & Benefits

  • Cover for physical loss, theft and accidential damage to musical instruments and accessories

  • Cover for depreciation in value following the damage

  • Unrestricted professional use

  • Cover is on an agreed value basis

  • Automatic cover for new acquisitions up to 25% of the sum insured, subject to advising us within 90 days and paying additional premium

     

Significant Exclusions

  • Wear and Tear.

  • Inherent defect.

  • Loss by insects or vermin.

  • Damage by atmospheric conditions.

  • Loss or damage by any process of cleaning, service or restoration.

  • War and Terrorism.

  • Theft from any unattended vehicle.

  • Radioactive contamination.

  • Breakage of strings, reeds or drumheads. 
 
Musical Instrument Policy Specimen HERE
 
    
Application Procedure 
  1. complete the online application form, and
  2. email a copy of your NRIC and purchase invoice of instrument to
charles@artinsurance.com.sg


Musical Instrument "All-Risks" Policy Online Application


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